Mortgage Lead Creation. Ideas on How to approach lead Generation?

To Clarify: I'm New (newly returning from the 2001 mortgage boom where all i had to do was ANSWER the phone) So, I have experience in the business. I'm coming back into the Mortgage business at a time where everyone has LEFT… but I think its a great time to dive back in. I'd like to do it RIGHT, this time. So i do have a plan to Prospect for FSBOs, Realtor relations, Finacial Advisors, builders & such. I have put together a website(KCmortgageGuy.com) , and done some guerilla Marketing to promote myself locally. I'm looking SPECIFICALLY for additional ideas and/or tactics on how to create OR generate Additional LEADS to cold call or contact daily to SUPPLEMENT what I'm already doing. I wish to Make sure that I'm doing this efficiently, so Targeting is Important. >> SORRY TO BE SO LONG WINDED<<
I dont mind paying for quality leads or marketing, But I have found or am OF the OPINION that the Online Mortgage Lead vendors are double dipping OR at Least are No longer effective.

You might want to consider testing out Mortgage Trigger leads. I know you mentioned that you thought online leads are "shaky" but trigger leads (yes they are non-exclusive) come to you within 48 hours after an Ap has been submitted. Plenty of time to jump in and compete for the paper.